Introducing Super Accounts on Stellar: Revolutionising Cross-Chain DeFi with zkCrossDEX and Chain Abstraction

We are thrilled to announce a game-changing innovation that will redefine how users interact with decentralised finance (DeFi) and Web3 — Super Accounts. Powered by zkCross Network’s advanced Chain Abstraction Layer, Super Accounts offer an unparalleled solution for seamless cross-chain transactions, bringing simplicity and ease to the complexities of DeFi.

As we prepare for the integration of zkCrossDEX on Stellar’s Soroban blockchain, this development marks not just a milestone, but a transformative leap forward in bridging fragmented blockchain ecosystems. Super Accounts unify user balances across both EVM and non-EVM chains, allowing for 1-click transactions without the need for manual swapping, bridging, or gas management. This revolutionary feature ensures that Web3 and DeFi interactions are as seamless as shopping online — setting a new standard in decentralised finance.

In this article, we will delve into the technical intricacies of zkCrossDEX integration with Stellar, outline our phased development plan, and explain how Super Accounts will elevate Stellar’s DeFi ecosystem to unprecedented heights.

Table of Contents

1. Background: The Need for Cross-Chain Solutions
2. Why Stellar?
3. Our Involvement with Stellar Community Fund (SCF)
4. Super Accounts: The Future of Web3 Interaction

• Features and Benefits of Super Accounts

5. Phase 1: Launching One-Click Cross-Chain Swap with Fiat-Onramp on Stellar

• Technical Overview
• Key Features
• Current Progress
• Future Development Phases

6. Phase 2: AMM DEX and One-Click Token Launcher

• Phase 3: Cross-Chain Staking
• Phase 4: Cross-Chain Launchpad
• Phase 5: Perpetuals DEX with Market Order Book

7. Technical Architecture

8. Launch Plan and Milestones

9. Conclusion

10. Get Involved

Background: The Need for Cross-Chain Solutions

As the DeFi landscape evolves, users are often constrained by the limitations of isolated blockchain ecosystems. The inability to seamlessly interact across different chains leads to fragmented liquidity, increased transaction costs, and a suboptimal user experience. zkCross Network is solving these challenges by providing a unified platform that enables cross-chain interactions without compromising on security or efficiency.

Why Stellar?

Stellar is renowned for its fast, low-cost transactions and its robust infrastructure designed to connect financial systems worldwide. The Stellar blockchain offers unique capabilities such as:

• Stellar Anchors: Fiat onramps and offramps that bridge traditional finance with blockchain technology.
• High Throughput: Ability to handle thousands of transactions per second.
• Low Fees: Minimal transaction costs, making microtransactions feasible.

By integrating with Stellar, zkCrossDEX can leverage these features to provide a more inclusive and efficient platform for users globally.

Our Involvement with Stellar Community Fund (SCF)

Our journey with the Stellar Community Fund (SCF) began in March 2024, when we received a grant to support the development and deployment of the zkCrossDEX on Stellar. SCF has been instrumental in helping us build and grow, providing both financial backing and access to a vibrant community of developers and blockchain enthusiasts.

Participating in the SCF program offered us the opportunity to deeply engage with the Stellar ecosystem. The grant enabled us to integrate Stellar Anchors, bridging fiat gateways with the Stellar blockchain to enhance cross-chain liquidity. The exposure gained through SCF allowed us to form invaluable connections with other innovators in the space, positioning zkCross for rapid growth and development.

Super Accounts: The Future of Web3 Interaction

We are proud to announce the launch of Super Accounts, an innovation that will transform how users interact with Web3 and DeFi. Powered by zkCross’s Chain Abstraction technology, Super Accounts will allow users to unify their balances across all EVM and Non-EVM chains. For the first time, users will experience 1-click cross-chain transactions without needing to manage multiple wallets, swap tokens, or worry about bridging assets.

Features and Benefits of Super Accounts

• Unified View of Assets: Users will see all their assets across multiple chains in one unified dashboard.
• 1-Click Cross-Chain Transactions: Instantly purchase any asset across multiple chains in one transaction, removing the need for manual bridging or swapping.
• Gas Abstraction: Users no longer need to hold multiple native tokens for gas fees. Transactions are executed seamlessly using any token from the unified balance.
• Custom Spend Controls: Users can pick and choose which assets to spend, with the flexibility to combine multiple assets across chains for one transaction.
• Onboarding Powered by Account Abstraction: Users can create an account using social sign-in (e.g., Gmail, Twitter) and receive crypto simply by sharing their email or social media ID — no need to manage multiple wallet addresses manually.

With Super Accounts, zkCross is upgrading Web3 and Crypto, making it as simple as using a Web2 application. Whether you’re buying NFTs, trading assets, or engaging in DeFi protocols, Super Accounts ensure a frictionless, fully decentralised experience.

Phase 1: Launching One-Click Cross-Chain Swap Protocol with integrated Fiat-onramp on Stellar

We are thrilled to announce that we have completed the development of the One-Click Cross-Chain swap with integrated Fiat-onramp for the zkCrossDEX on the Stellar blockchain. Our team has been internally testing the platform on the mainnet, and we are preparing for an imminent public launch.

Technical Overview

The integration involves deploying our One-Click Cross-Chain swap protocol onto Stellar, allowing users to perform cross-chain swaps seamlessly and onboarding directly onto web3 using bank cards through the integrated Fiat-onramp. Key technical components include:

• Arbitrary Messaging System: Facilitates secure cross-chain communication for transaction validation and data transfer.
• Unified Liquidity Access: Aggregates liquidity from multiple chains to provide better rates and reduce slippage.
• Decentralised Protocols: zkCrossDEX is built on a foundation of decentralised protocols, ensuring that all transactions are secure, transparent, and resistant to censorship.

Key Features

• Cross-Chain Swaps: Instantaneous swapping of assets across supported blockchains.
• Integrated Fiat-onramp: Simplified liquidity and user-onboarding directly onto Web3 using bank cards.
• User-Friendly Interface: Intuitive UI/UX designed to cater to both novice and experienced users.
• Security Audits: Undergoing a comprehensive security audit by Halborn to ensure platform integrity.

Current Progress

• Internal Testing: Successfully executing cross-chain swaps on the mainnet within our team.
• UI/UX Enhancements: Finalising the user interface based on feedback to ensure a seamless user experience.
• Security Audit: Engaged Halborn for a full security review; the audit report will be published upon completion.

Future Development — Phased Launch Roadmap

With Stellar Blockchain our main aim is to eliminate the complexities of DeFi while making user engagement as seamless as using Web2. Future phases of development will aim to integrate a Chain Abstraction Layer, Wallet Abstraction and Gas Abstraction as default technical foundations for the upcoming phases.

• Chain Abstraction Layer: Abstracts the underlying blockchain complexities, enabling seamless cross-chain interactions.
• Wallet Abstraction: Users can interact with multiple blockchains using a single wallet interface.
• Gas Abstraction: Eliminates the need for users to hold multiple native tokens for gas fees by enabling transactions with any supported token.

To further enhance the capabilities of zkCrossDEX on Stellar and contribute to the DeFi ecosystem, we have outlined the following development phases:

Phase 2: AMM DEX and One-Click Token Launcher

• AMM DEX Integration: Develop a native Automated Market Maker (AMM) Decentralised Exchange (DEX) on Stellar, enabling liquidity providers to earn fees by contributing to liquidity pools.
• One-Click Token Launcher: Simplify the token creation process, allowing projects to launch their tokens on Stellar with minimal effort.

Phase 3: Cross-Chain Staking

• Unified Staking Platform: Enable users to stake assets across different chains from a single interface.
• Reward Optimisation: Implement algorithms to maximise staking rewards by automatically allocating assets to the most profitable staking opportunities.

Phase 4: Cross-Chain Launchpad

• Project Incubation: Provide a platform for new projects to raise funds and gain exposure across multiple blockchains.
• Investor Access: Offer users early access to promising projects, with streamlined participation processes.

Phase 5: Perpetuals DEX with Market Order Book

• Advanced Trading Features: Introduce perpetual futures contracts and a full-featured order book for sophisticated traders.
• High-Speed Matching Engine: Ensure low-latency trade execution to meet the demands of high-frequency trading strategies.

This comprehensive plan aims to position Stellar at par with leading blockchains in the DeFi space, offering a wide array of financial services to a global audience.

Technical Architecture

Our technical architecture is designed for scalability, security, and interoperability.

• Modular Design: Each component (swap engine, AMM, staking module) operates independently yet cohesively within the ecosystem.
• Smart Contracts: Leveraging Stellar’s smart contract capabilities to execute complex financial transactions securely.
• Cross-Chain Bridges: Utilising robust bridging solutions to enable asset transfers between Stellar and other blockchains.
• Security Protocols: Implementing multi-signature wallets, hardware security modules (HSMs), and rigorous code audits.

Launch Plan and Milestones

To ensure a successful rollout, we have developed a strategic launch plan comprising several key milestones:

1. UI/UX Finalisation

• Complete the rectification of the user interface based on testing feedback.
• Status: Completed.

2. Demo Video Production

• Create an in-depth demo showcasing platform features and functionality.
• Status: In production.

3. Community Engagement

• Establish communication channels and begin messaging to the community.
• Status: Ongoing.

4. Security Audit Completion

• Publish the Halborn audit report to demonstrate platform security.
• Status: In Progress.

5. Whitelist UI Development

• Develop a user interface for whitelisting early adopters.
• Status: Nearing Completion.

6. Whitelist Launch

• Open the whitelisting process for users to gain early access.
• Status: Upcoming.

7. Marketing Campaign Initiation

• Roll out marketing efforts across social media, forums, and industry publications.
• Status: Planning phase.

8. User Engagement Programs

• Launch quests, referral programs, and a whitelist leaderboard to incentivise user participation.
• Status: Under development.

Conclusion

The integration of zkCrossDEX on Stellar represents a significant step forward in achieving a truly interoperable DeFi ecosystem. By addressing the challenges of cross-chain interactions, we aim to provide users with a seamless, secure, and efficient platform for all their DeFi needs.

Our phased development approach ensures that we can deliver robust features incrementally while maintaining the highest standards of quality and security. We are committed to not only enhancing the Stellar ecosystem but also setting new benchmarks in the DeFi space.

Get Involved

We invite developers, users, and stakeholders to join us on this journey.

• Developers: Build cross-chain DApps using our upcoming SDK and provide feedback.
• Users: Participate in our upcoming whitelisting process to gain early access.
• Community Members: Follow our progress on social media and participate in discussions.

For more information:

• Visit our SCF Project Page
• Explore our Official Website
• Join our Telegram Community
• Follow us on Twitter

By bringing zkCrossDEX to Stellar, we are not just launching a product — we are contributing to the evolution of decentralised finance. Together, let’s build a future where financial systems are open, interconnected, and accessible to all.